RRSP/RRIF

Choose an interest rate that’s fixed or variable for your Registered Retirement Savings Plan (RRSP) or Registered Retirement Income Fund (RRIF) term deposit (also known as a GIC or Guaranteed Investment Certificate). Remember, your principal investment is 100% guaranteed with ACU.

RRSP/RRIF Redeemable GIC* Rates
1-Year Redeemable GIC 2.000%

*Minimum deposit $500 (interest paid at maturity or time of redemption)

*Penalty applies if redeemed early. Convertible to a Long Term RRSP/RRIF GIC without penalty. No partial withdrawals.

Non-Redeemable GIC* Rates
12 - 23 months 2.500%
24 - 35 months 2.700%
36 - 47 months 2.900%
41 month limited time special rate 3.000%
48 - 59 months 3.000%
60 - 66 months 3.250%

*Minimum deposit $500 (interest paid annually on anniversary date/at maturity)

Variable Rate Savings Rates
$0 - $99,999 1.00%
$100,000 - $249,999 1.50%
$250,000 and over 1.90%

*No minimum deposit required (interest calculated daily on entire balance and paid at month end)

NOTE: interest rates are subject to change without notice at any time. For more information, please visit your nearest branch or call us at 204.958.8588 (toll-free 1.877.958.8588).

 

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