GICs (Term Deposits)

Start saving today with a Guaranteed Investment Certificate (GIC). An ACU GIC is a great way to build your savings—securely and safely. We'll guarantee your investment 100%.

GIC Benefits

  • Your original investment and interest payments are protected, which means less risk.
  • Choose from short-term or long, redeemable or non-redeemable, registered or non-registered GICs.
  • You'll receive competitive interest rates on your GIC Term Deposit.

Apply today

Interest rates are subject to change without notice at any time. For more information, please visit your nearest ACU branch or call us at 204.958.8588 (toll-free 1.877.958.8588).

Current GIC Rates

Non-Redeemable GIC (Annually)* Rates
12 - 23 months 2.300%
24 - 35 months 2.500%
36 - 47 months 2.650%
48 - 59 months 2.800%
60 - 66 months 3.000%

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