Home Insurance

Need home insurance? Our "home" insurance broker is Winnipeg Insurance Brokers Limited, a wholly-owned subsidiary of ACU. They represent a number of excellent and highly reputable insurance companies, including our long-time partner Credit Union Mutual Insurance Society (CUMIS). Rest a little easier, with the right insurance for your detached home, town home, apartment, condo, mobile home, seasonal dwelling or rental property.

Home insurance options

Comprehensive
Comprehensive, as its name suggests, is the most inclusive home insurance policy, covering both the building and its contents for all risks such as aircraft or vehicle impact, fire, lightning, theft and window breakage, except those specifically excluded such as:

  • uninsurable perils; predictable events that are not covered
  • sewer backup and other events, for which you can buy optional coverage

If you live in a condo/strata or mobile home, you'll require customized insurance and Winnipeg Insurance Brokers Limited will help you with that.


Broad
If a comprehensive policy feels a little too expensive for you and a basic or named perils policy isn't suitable, have a look at a broad insurance policy, which is a mid-priced compromise that provides comprehensive coverage on the big-ticket items, such as the building, as well as named perils coverage on contents.


Personal Liability
Home owners and renters alike can be held liable for bodily injury or property damage that's unintentionally caused to others. For example, if a visitor slips on your snow-covered walkway and is injured, you may be held legally responsible. If you're found negligent, your personal liability coverage would cover damages resulting from the injury up to the coverage limit. But you should note that liability coverage doesn't apply to injuries sustained by you or members of your household.

This is a very broad description of the types of home insurance and property insurance coverage offered; specific insurers may have additional trademarked product names to describe special home insurance packages. We're happy to give you all the details winnipeginsurancebrokers.com.

Did you know you can get an easy, no-fee, no-obligation quote for your home insurance, online? As an ACU member, your quote request will automatically enter you to win a home theatre system (or the cash equivalent). Click here to get your quote and for contest details.

 

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