Credit Cards

A Mastercard® credit card is a convenient, flexible and secure alternative to cheques or cash and is accepted in 210 countries worldwide. Choose from a number of options including cards with no annual fees and cards that reward you with points that are easily redeemable for cash, travel or merchandise. 

Apply for your CHOICE REWARDS® Mastercard® by visiting a branch, by completing an application online, or by calling 1.877.770.0738.

If you already have an ACU Mastercard® credit card and want to change to a different card, please call 1.877.770.0738. When upgrading your card, you'll be eligible for CHOICE REWARDS® welcome bonus points.


World Elite® Mastercard® Credit Card

World Elite® Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$150
5000 welcome bonus points††

Earn rewards faster, with 2 points‡ per every $1 spent on eligible purchases

Elite level of benefits** including Rental Vehicle Benefits, Purchase Assurance and Extended Warranty, Price Protection, Concierge Services, Inclusive Travel Medical Insurance and Other Travel Benefits

3.99% promotional AIR† on balance transfers ✪ for 10 months

Gold Mastercard® Credit Card

Gold CHOICE REWARDS® Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$120
5000 welcome bonus points††

Earn 1 point‡ per every $1 spent on eligible purchases

Exceptional card benefits** such as Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits

3.99% promotional AIR† on balance transfers ✪ for 10 months

Gold Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$96
Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits**

Assurance that you and your family will have travel medical insurance** while travelling out of the country

3.99% promotional AIR† on balance transfers ✪ for 10 months

Low Fee Gold CHOICE REWARDS® Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$59
3000 welcome bonus points††

Earn 1 point‡ for every $1 spent on eligible purchases

Exceptional card benefits** such as Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits

Includes trip cancellation insurance**

3.99% promotional AIR† on balance transfers ✪ for 10 months

Low Fee Gold Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$35
Low annual fee

Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits**

3.99% promotional AIR†on balance transfers ✪ for 10 months

Silver Mastercard® Credit Card

Low Fee CHOICE REWARDS® Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$24
1000 welcome bonus points††

Earn 1 point‡ per every $1 spent on eligible purchases

Exceptional card benefits** such as Purchase Assurance and Extended Warranty and Other Travel Benefits**

3.99% promotional AIR† on balance transfers ✪ for 10 months

Low Fee Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$12
Purchase Assurance and Extended Warranty and Other Travel Benefits**

3.99% promotional AIR† on balance transfers ✪ for 10 months

No Fee CHOICE REWARDS® Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$0
Earn 1 point‡ per every $2 spent on eligible purchases

Other Travel Benefits including common carrier insurance and baggage delay protection**

3.99% promotional AIR† on balance transfers ✪ for 10 months

Low Rate Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$30
Low annual interest rate

Low annual fee

Other Travel Benefits insurance**

Student Mastercard® Credit Card

Student CHOICE REWARDS® Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$24
1000 welcome bonus points††

Earn 1 point‡ per every $1 spent on eligible purchases

Great benefits** such as Purchase Assurance and Extended Warranty which doubles manufacturer's warranty up to 2 years on purchases and Other Travel Benefits

3.99% promotional AIR† on balance transfers ✪ for 10 months

Student Mastercard® Credit Card Expand/Collapse


Annual Fee
Benefits
 
$0
No annual fee

Purchase Assurance and Extended Warranty benefits** which doubles manufacturer's warranty up to 2 years on purchases

Purchase Assurance and Extended Warranty insurance**

3.99% promotional AIR† on balance transfers ✪ for 10 months

*Cardholder limits based on individual qualification and subject to credit approval.

*Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card.

 

Online BankingExpand/Collapse

Find Branch/ATM

Enter address, postal code or branch name

Related Products & Services Expand/Collapse