Credit Cards

Our many MasterCard® credit card options range from cards with no annual fees to cards with enhanced CHOICE REWARDS™ that reward your loyalty with points that are easily redeemable for cash rewards, travel or a wide selection of merchandise. MasterCard credit card is a convenient, flexible and secure alternative to cheques or cash — and it is accepted in 210 countries around the world.

You can apply for your CHOICE REWARDS MasterCard today by visiting a branch, by completing an application online or by calling 1.877.770.0738.

If you already have an ACU MasterCard credit card and would like to upgrade to a different card, please call 1.877.770.0738. When upgrading a card, you will be eligible for the CHOICE REWARDS sign up bonus points.


World Elite® MasterCard® Credit Card

World Elite® MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$150
5,000 point sign-up bonus
 
Earn two CHOICE REWARDS™ points for every $1 charged for net retail purchases
 
3.99% promotional AIR on balance transfers for 10 months
 
Elite level of benefits including MasterTrip®, MasterRental®, MasterPurchase®, price protection, concierge service and travel medical insurance
 
Additional card: $40

Gold MasterCard® Credit Card

Gold CHOICE REWARDS™ MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$120
5,000 point sign-up bonus
 
Earn one CHOICE REWARDS™ points for every $1 charged for net retail purchases
 
3.99% promotional AIR on balance transfers for 10 months
 
Exceptional card benefits including MasterTrip®, MasterRental®, MasterPurchase®, and travel medical insurance

Gold MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$96
 
3.99% promotional AIR on balance transfers for 10 months
 
MasterTrip®, MasterRental®, and MasterPurchase® benefits, and travel medical insurance
 
Additional card: $36

Low Fee Gold CHOICE REWARDS™ MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$59
3,000 point sign-up points
 
Earn one CHOICE REWARDS™ point for every $1 charged for net retail purchases
 
3.99% promotional AIR on balance transfers for 10 months
 
Exceptional card benefits such as MasterTrip®, MasterRental® and MasterPurchase®
 
Includes trip cancellation insurance

Low Fee Gold MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$35
 
3.99% promotional AIR on balance transfers for 10 months
 
MasterTrip®, MasterRental®, and MasterPurchase®
 
Additional card: $12

Silver MasterCard® Credit Card

Low Fee CHOICE REWARDS™ MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$24
1,000 point sign-up bonus
 
Earn one CHOICE REWARDS™ point for every $1 charged for net retail purchases
 
3.99% promotional AIR on balance transfers for 10 months
 
Exceptional card benefits such as MasterTrip® and MasterPurchase®

Low Fee MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$12
 
3.99% promotional AIR on balance transfers for 10 months
 
MasterTrip® and MasterPurchase® benefits
 
No charge for additional cards for authorized users

No Fee CHOICE REWARDS™ MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$0
Earn one CHOICE REWARDS™ point for every $2 charged for net retail purchases
 
3.99% promotional AIR on balance transfers for 10 months
 
MasterTrip® including common carrier insurance and baggage delay protection
 
No charge for additional cards for authorized users

Low Rate MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$30
 
MasterTrip® insurance

Student MasterCard® Credit Card

Student CHOICE REWARDS™ MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$24
1,000 point sign-up bonus
 
Earn one CHOICE REWARDS™ point for every $1 charged for net retail purchases
 
3.99% promotional AIR on balance transfers for 10 months
 
MasterPurchase® benefits and MasterTrip® insurance

Student MasterCard® Credit Card Expand/Collapse


Annual Fee
Rewards
Benefits
 
$0
3.99% promotional AIR on balance transfers for 10 months
 
MasterPurchase® benefits
 
MasterTrip® insurance

*Cardholder limits based on individual qualification and subject to credit approval.

*Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card.

 

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