Using Your Debit Card in the United States
Making purchases with your ACU debit card in the United States is easy and convenient. With over two million merchants now on the network, you can take advantage of greater security by carrying less cash. All you need is your ACU debit card and your Personal Identification Number (PIN); it's like having cash in your hands, 24 hours a day.
Where You Can Use Your Debit Card
Purchases are converted to Canadian dollars at the exchange rate in effect at the time of processing. Since exchange rates fluctuate, the rate applied will usually differ from a posted exchange rate at the time of your purchase.
U.S. Transactions on Your Statement
U.S. debit card transactions appear on your monthly statement and online banking much like Canadian transactions, with a few small differences.
Depending on which provider the retailer uses, NYCE® or MAESTRO®, you may notice the U.S. dollar amount in the description, store name and number and location. The exchanged Canadian funds will debited from your account.
Keep Yourself Covered
As always, it is recommended that you carry more than one form of payment with you. U.S. cash is available at our branches, you can make cash withdrawals at most U.S. Automated Teller Machines (ATMs), and the ACU MasterCard is accepted widely across the United States.