ACU Unlimited

If you're always accessing your money and our banking services, then our ACU Unlimited chequing account is made for you as it offers unlimited transactions (along with a free safety deposit box).

Features

  • unlimited transactions including debit card purchases; pre-authorized payments; in-branch, online, mobile and telephone banking including bill payments; intra-account transfers; cheques and the use of any Manitoba credit union ATM
  • four free ATM withdrawals (Interac®)
  • free cheque orders, free Canadian and U.S. bank drafts
  • free small safety deposit box
  • no monthly package service fee if you keep a minimum monthly balance of $5,000
  • earn daily interest on your closing balance
  • overdraft protection and line of credit available upon qualification
  • free deposits

Interest

Interest is calculated on your daily closing balance using a tiered system and is paid monthly on the last day of each month.

Balance Rate
on this portion ($0 - $4,999) 0.00%
on this portion ($5,000 and over) 0.05%

NOTE: interest rates are subject to change without notice at any time. For more information, please visit your nearest ACU branch or call us at 204.958.8588 (toll-free 1.877.958.8588).

Fees

ACU Unlimited service charges ($16.50/month package fee)
Electronic Transactions:
Withdrawal (ACU or credit union ATM) Free
ATM withdrawal (Interac®) – four free per month $1.50
Debit card purchase Free
Pre-authorized payment debit Free
Bill payment (online, mobile, telephone banking) Free
Interac® Online Payment Free
Remote deposit capture Free
Interac® e-Transfer $1.00
Intra-account CAD/CAD transfer (online, mobile, telephone banking) Free
Intra-account CAD/USD transfer (online or mobile banking)* Free
Full-Service (in-branch) Transactions:
Debit (cheque, withdrawal, intra-account transfer) Free
Bill Payment Free

*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the US and Foreign Exchange rates page for current rates.

NOTE: fees are subject to change without notice at any time. For more information, please visit your nearest ACU branch or call us at 204.958.8588 (toll-free 1.877.958.8588).

Discount off monthly fee

Qualify for a discount on your monthly package fee if you're under 18, 18-24 or over 60; you've earned it!

Age Discount
under 18 $7.00
18 - 24 $3.00
60 and over $7.00
 

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