Interac Request Money

Get paid easily with Request Money

Easily request money you are owed with the Interac e-Transfer® Request Money feature. When you send a request for money, the recipient is notified instantly and can accept the request. If accepted, the requested amount will be automatically deposited into your account and you will be notified when funds are available.

How to request money Expand/Collapse

  • Log in to your online banking or mobile banking and navigate to Request Interac e-Transfer Money.

  • Add or select a contact (recipient) and fill out the name and e-mail address or mobile phone number of the person you wish to send the request to.

  • Check off the “Request Agreement” check box acknowledging consent from the recipient for this.

  • Type in the specified amount you are requesting and select the account you would like the funds to be deposited into. You can also include a personalized message with the request.

  • Click Request and Confirm.

  • Once the recipient has fulfilled your request, funds will immediately be deposited into your bank account and you will be notified immediately.

Dollar amount limits Expand/Collapse

For sending an Interac e-Transfer
Per Transaction $3,000
Daily $10,000
Weekly $10,000
Monthly $20,000
For receiving an Interac e-Transfer
Per Transaction $10,000
Daily $10,000
Weekly $70,000
Monthly $300,000

Transfers - Service Fees Expand/Collapse

Self serve (online, mobile, telephone banking)* Varies by account package
Full service using ACU staff** $5.00
Automated transfer to cover debit $3.00
Interac e-Transfer (sending) or Request Money*** $1.00
Interac e-Transfer (receiving)*** free

*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the US and Foreign Exchange rates page for current rates.

**Applies to requests done over the phone with ACU staff

***Standard data or text messaging rates may apply

The Interac logo and Interac e-Transfer are registered trade-marks of Interac Corp. Used under licence.

 

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