100% Deposit Guarantee

Rest assured that all deposits are 100% guaranteed without limit by the Deposit Guarantee Corporation of Manitoba (DGCM). That means both the money you deposit and the interest you earn is safe and secure — up to any dollar amount.

As established under The Credit Unions and Caisses Populaires Act, DGCM is required by law to guarantee, without limit, all your deposits at a Manitoba credit union. However, DGCM does not guarantee or insure the equity of a credit union. Equity consists of shares issued by the credit union or other securities and surpluses of the credit union. Therefore, the Preferred Shares of Assiniboine Credit Union aren't guaranteed, but all other ACU deposits are. 

DGCM does not guarantee non-deposit instruments, such as common shares, surplus shares, preferred shares, mutual funds and self-administered RRSPs that are not deposits (e.g. equity shares, mutual funds).


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