Term Deposits

A Guaranteed Investment Certificate (GIC), commonly called a Term Deposit, is a safe and secure way to grow your savings. ACU guarantees your investment 100% and you can choose an interest rate that’s fixed or variable for the term of the investment.


  • your original investment and interest payments are protected, which means less risk
  • choose from short-term or long, redeemable or non-redeemable, registered or non-registered, guaranteed interest rate, fixed or variable interest rate or market-based GICs
  • you'll receive competitive interest rates on your GIC Term Deposit

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