Basic Business

If your small business doesn't do a lot of banking transactions and you'd prefer to pay only for the transactions you make, our Basic Business Chequing account is likely just what you're looking for.


  • one free monthly transaction per $500 minimum monthly balance
  • free intra-account transfers with online and mobile banking
  • free pre-authorized credits
  • free printed or electronic monthly statements with cheque images
  • free account deposit books
  • night deposit access available
  • variety of business style cheques and binders available
  • overdraft protection and line of credit available upon qualification

Interest Expand/Collapse

Non-interest bearing account.

Service Fees Expand/Collapse

Basic Business service charges ($5.00/month package fee)
Electronic Transactions:
Withdrawal (ACU or credit union ATM)
Deposit (ATM)
Debit card purchase
Pre-authorized payment debit
Pre-authorized credit
Bill payment (online, mobile, telephone banking) $0.75
Interac® Online Payment $0.90
Intra-account CAD/CAD transfer (online, mobile, telephone banking) Free
Intra-account CAD/USD transfer (online or mobile banking)* Free
Full-Service (in-branch) Transactions:
Debit (cheque, withdrawal, intra-account transfer)
Deposit (in-branch or night deposit)
Additional Services:
ATM withdrawal (Interac®) $1.50
Bill Payment (in-branch) $1.50
Interac® e-Transfer or Request Money $1.00
Remote deposit capture Free

*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the US and Foreign Exchange rates page for current rates.

Note: fees are subject to change without notice at any time. For more information, visit your nearest ACU branch or call us at 204.958.8588 (toll-free 1.877.958.8588).


Online BankingExpand/Collapse

Related Products & Services Expand/Collapse

Related Advice