Policies and Committees

Having solid governing policies in places greatly helps ACU management run the Credit Union effectively and properly. ACU is governed by 30 policies, which are regularly reviewed for relevance. Specific Committees are responsible for monitoring adherence to specific policies:

Audit & Risk Committee

  • Asset Liability Matching Policy
  • Asset Securitization Policy
  • Auditor Independence Policy
  • Capital Adequacy & Sourcing Policy
  • Credit Policy
  • Derivatives Policy
  • Detecting & Deterring Proceeds of Crime Policy
  • Enterprise Risk Management Policy
  • Foreign Exchange Risk Policy
  • Liquidity Investment & Market Risk Policy
  • Liquidity Risk Policy
  • Management Expenditure Authorities Policy​
  • Operational Risk Policy
  • Outsourcing Risk Policy
  • Pricing Policy
  • Regulatory Risk Policy
  • Technology Risk Policy

Community & Member Relations

  • Community Investment Policy
  • Member Service Policy
  • Stakeholder Communication Policy
  • Values-Based Banking Policy

Governance & Ethics Committee

  • Anti-Spam Policy
  • Code of Conduct & Business Ethics Policy
  • Member Privacy Policy
  • Protected Reporting Policy
  • Related Party Transactions Policy

Human Resources Policy & Compensation Committee

  • Compensation Philosophy Policy
  • Employment Principles Policy

Committee Participation

Audit & Risk Committee
Wilbur Coates (Chair), Dennis Anderson, Kevin Freedman, Garry Loewen

Community & Member Relations
Paul Lacap (Chair),Dennis Anderson, Anne Lindsey, James Magnus-Johnston

Governance & Ethics Committee
Crystal Laborero (Chair), Wilbur Coates, Alain Molgat, Nicole Ritchot

Human Resources Policy & Compensation Committee
Garry Loewen (Chair), Crystal Laborero, Paul Lacap, Alain Molgat

Nominating Committee
Nicole Ritchot (Chair), Anne Lindsey, James Magnus-Johnston


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