Long Term RRSP/RRIF
(Non-redeemable)
Minimum deposit $500
Effective January 19, 2012
Term (Months)
%
12 - 23 2.05
24 - 35 2.40
36 - 47 2.60
48 - 59 2.70
60 - 66 3.00
Interest paid annually on anniversary date / at maturity.

One Year Redeemable RRSP/RRIF
Minimum deposit $500
Effective January 19, 2012
 
%
Annual 1.55
Interest paid at maturity or time of redemption (if applicable). Penalty applies if redeemed early. Convertible to a Long Term RRSP/RRIF GIC without penalty.

Variable Rate RRSP/RRIF Savings
No minimum deposit
Effective January 19, 2012
On Entire Balance
%
$0 - $4,999 0.05
$5,000 - $24,999 0.10
$25,000 - $49,999 0.25
$50,000 - $99,999 0.30
$100,000 + 0.40
Interest calculated daily and paid at month end.