Short Term GIC
(Non-redeemable)
Minimum deposit $5000
Effective January 19, 2012
Term (Days)
%
30 - 59 0.250
60 - 89 0.350
90 - 119 0.450
120 - 179 0.550
180 - 269 0.650
270 - 364 0.750
Interest paid on maturity.
One Year Redeemable GIC
Minimum deposit $1000
Effective January 19, 2012
 
%
Annual 1.55
Interest paid at maturity or time of redemption. Penalty applies if redeemed early. Convertible to a Long Term GIC without penalty. No partial withdrawals.
Long Term GIC
(Non-redeemable)
Minimum deposit $1000
Effective January 19, 2012
Term
(Months)
Interest
Paid Annually
Interest
Paid Monthly
12 - 23 2.050 1.925
24 - 35 2.400 2.275
36 - 47 2.600 2.475
48 - 59 2.700 2.575
60 - 66 3.000 2.875
Interest paid annually on anniversary date / at maturity.
USD Short Term GIC
(Non-redeemable)
Minimum deposit $1000
Effective January 19, 2012
Term (Days)
%
30 - 59 0.030
60 - 89 0.050
90 - 119 0.050
120 - 179 0.100
180 - 269 0.230
270 - 364 0.270
Interest paid on maturity.