The News Room
ACU announces share dividends
January 30, 2009 - The Board of Directors of Assiniboine Credit Union is pleased to announce a dividend for both Preference Shares and Surplus Shares, based on 2008 financial results.
Preference Shares
A dividend of 5.50% was paid to Preference Shareholders in January 2009 in the form of additional Preference Shares and applies to both Class Assiniboine and Class Astra Shares. The dividend was posted to members' Preference Share accounts on January 28.
Surplus Shares
A dividend of 3.00% on Surplus Shares will be paid in February 2009 in the form of additional Surplus Shares.
Please note:
- Shares withdrawn prior to December 31, 2008 are not eligible for the dividend.
- Preference Shares are currently not available for sale.
- All rules and regulations for registered products apply.
- Share dividends are taxable as interest.
- Shares are not covered by the Credit Union Deposit Guarantee.
- Members remain entitled to only one vote, regardless of the number of shares held.
- To withdraw Preference Shares, members must apply in writing to the board.
- Surplus Shares are non-redeemable except under specified circumstances, including:
• Balances of Surplus Shares over $2000 per account can be redeemed.
• Upon the death of a member, Shares would be paid to their estate.
• Upon closing of all accounts and membership.
• Registered Surplus Share balances of less than $500 may be
redeemed when a member is required to convert RRSP funds
into a RRIF (age 71).
Patronage Rebates
In 2009, during the development of their five-year Strategic Plan, the Board of Directors recognized — particularly in these troubled economic times — the need to build Assiniboine’s capital base and ensure a strong financial foundation for the future. To this end, while building ACU’s retained surplus to the targeted level, the board determined Patronage Rebates will not be possible. However, the board also indicated that they would revisit Patronage Rebates once we achieve the targeted capital and retained surplus levels.