Regular Term
Get your mortgage on your terms! We offer competitive rates on open and closed mortgages with terms ranging from six months to five years.


Best Rate
The name says it all! Choose our no-hassle Best Rate Mortgage and you know you’re getting the absolutely best interest rate we offer.


Cash Back
ACU's Cash Back Mortgage is a great way to get extra cash up front to pay for furniture, appliances and all those other home essentials.

Take out a 5-year mortgage and you get 4% cash back. Or get 3% cash back on a 4-year mortgage, 2% cash back on a 3-year mortgage, or 1% cash back on a 2-year mortgage.


5-Year Variable Capped
ACU's 5-Year Variable-Capped Mortgage gives you the flexibility of a variable rate based on prime and the protection of a fixed rate by having a maximum rate cap. You’re protected if rates rise and still save if rates go down - it's the best of both worlds!

Your variable rate floats based on the current prime rate. Plus, budgeting is easy because your regular payments (based on your capped rate) remain the same no matter how the variable rate fluctuates. So, if rates decline, your mortgage gets paid off sooner.