Our commitment to safeguarding your money

All ACU debit cards are being converted to the newest technology to provide enhanced protection against counterfeiting and fraud. With this new technology, cards have a computer chip embedded into the plastic, adding a new level of security to an already safe card-payment system. Chip cards are virtually impossible to duplicate, which provides increased security against lost, stolen and counterfeit card fraud.

Over the next few years, all major financial institutions and retailers will be converting to chip. The complete migration to chip technology will take several years, given the vast number of ATMs, retail terminals and debit cards across Canada that must be converted. The majority of Canadians will start benefiting from chip technology in 2010.

It will take time for all stores and restaurants to be set up with chip-enabled terminals and there are some countries that have not yet transitioned to chip technology. To ensure you will be able to perform transactions everywhere, all cards will still have a magnetic stripe in addition to the chip.

More about using ACU's chip-enabled Debit Cards.