| Account Closing |
|
| Within 3 months of opening |
$12.00 |
| Balance of account (close/transfer out) |
$10.00 |
| |
|
| Automated Teller Machine |
|
| Transfer |
free |
| Manitoba Credit Union ATM withdrawal |
free |
| Manitoba non-Credit Union ATM withdrawal |
$1.50 |
| Out of Province ATM withdrawal |
$1.50 |
| US withdrawal |
$3.50 |
| International withdrawal |
$3.50 |
| |
|
| Cash |
|
| Coin handling |
$1.00 per $100.00 |
| Foreign currency other than US |
$18.00 |
| |
|
| Chargebacks / Overdrafts / Returned Items |
| Chargeback |
$5.00 |
| NSF overdraft |
$5.00 |
| NSF return charge |
$32.00 |
| |
|
| Cheques |
| Certified cheque: Member |
$6.00 |
| Certified cheque: Non-Member |
$15.00 |
| Commercial Non-Member certification fee |
$35.00 |
| Cheque cashing: Non-Member |
$5.00 |
| Collections from another Credit Union |
$20.00 |
| Collections from another FI |
$35.00 |
| Hold funds: member/non-member |
$5.00 |
| Non MICR / incorrectly encoded cheque/debit |
$5.00 |
| Official cheque |
$5.00 |
| Post-dated cheque handling |
$5.00 |
| US cheque on CDN account |
$20.00 |
| |
|
| CU by PHONE / CU@HOME |
| Monthly fee |
free |
| Transfer |
free |
| Bill payment |
$.50 |
| |
|
| Drafts |
| CDN / US / Foreign currency |
$5.00 |
| |
|
| In-Branch Bill Payment |
| Member |
$1.50 |
| Non-Member |
$3.00 |
| |
|
| Letter Requested by Member |
| Interest paid or received |
$20.00 |
| Bank confirmation |
$25.00 |
| |
|
| Money Orders |
| CDN funds |
$5.00 |
| |
|
| Night Deposit Bags |
| 100 bags |
$15.00 |
| |
|
| RRSP / RRIF / TFSA |
| Transfer out |
$50.00 |
| RRSP duplicate receipt |
$10.00 |
| |
|
| Safety Deposit Boxes |
| Annual fee (plus GST) |
$32.00 to $265.00 |
| Drilling |
cost plus $25.00 |
| Key replacement |
cost plus $10.00 |
| |
|
| Statements |
| In-branch printout |
$2.00 |
| Duplicate statement |
$5.00 |
| Self serve: CU@HOME |
free |
| Statement suppression |
free |
| Statements held at branch for pickup |
$2.50 |
| |
|
| Fax Request |
| Member |
$.50 |
| Non-member |
$1.00 |
| |
|
| Stop Payment |
| Stop payment: CU by PHONE |
free |
| Stop payment: using ACU staff |
$10.00 |
| Stop payment pre-authorized debit using ACU staff: |
|
| To place Stop on system |
free |
| If debit returned as Stop |
$5.00 |
| Stop payment on CU@HOME |
not available |
| |
|
| Transfers |
| Self serve: CU by PHONE / CU@HOME |
varies by account package |
| Full service using ACU staff |
$5.00 |
| Automated transfer to cover cheque |
$3.00 |
| |
|
| Travelers Cheques |
| American Express regular cheques |
free |
| |
|
| Wiring Funds* |
| Incoming: CDN funds from CDN FI |
$12.00 |
| Incoming: US funds from US FI |
$12.00 |
| Incoming: US funds from CDN FI |
$25.00 |
| Outgoing: CDN funds to CDN FI |
$12.00 |
| Outgoing: CDN funds to US FI |
$25.00 |
| Outgoing: US funds to CDN FI |
$25.00 |
| Outgoing: CDN funds to outside CAN/US |
$30.00 |
| * Please Note: Other charges may apply. |
|
| |
|
| Travelex |
| Draft stop payment fee |
$25.00 |
|
|
PLEASE NOTE
Service fees effective January, 2012.
Fees reflect per-item charges.
Fees vary depending on account type.
Fees subject to change without notice. |